YOUR MONEY.
YOUR RULES
A fee-free account with smart tools that help you track, save, and grow without stress.
About Flowi
Flowi is a fully digital, transparent platform designed from the ground up for Generation Z.
🛡️
Regulated & secure
Backed by licensed financial institutions.
⚡️
Digital-first
Built for how you actually live.
❤️
Community-driven
Shaped by real user feedback.
How It Works
Three simple steps to financial independence
👤
1. Open Your Account
Sign up in minutes.
No paperwork, no hidden fees.
Just you and your money.
📈
2. Track Your Spending
See where your money goes in real time with smart insights
and alerts.
🎯
3. Grow Your Savings
Set goals, complete gamified challenges, and watch your
saving grow
Smart Tools
Everything that you need to take control of you business
📈
Budget Tracking
Real-time spending breakdowns so you always know where you are
🔔
Smart Alerts
Personalized notifications before you overspend
📖
Micro Learning
Short, digestible financial tips right in the app
🎮
Saving Challenges
Personalized notifications before you overspend
💰Budget Simulator
Our pricing structure is built to be affordable for everyone from individual designers to teams.
Perks & Community
Exclusive discounts and a community that gets you
🎵
Concerts
🎮
Gaming
🏆
Sports
⭐️⭐️⭐️⭐️⭐️
«I saved 800€ in 3 months thanks to the saving challenges. It actually feels like a game»
Alex M – 22years
⭐️⭐️⭐️⭐️⭐️
«I saved 800€ in 3 months thanks to the saving challenges. It actually feels like a game»
Alex M – 22years
⭐️⭐️⭐️⭐️⭐️
«I saved 800€ in 3 months thanks to the saving challenges. It actually feels like a game»
Alex M – 22years
Learn & Grow
Quick financial tips to level up your money game
First Slary
How to manage your first salary like a pro
⏱️ 3 mins
Saving tips
5 ways to save while you are sleeping
⏱️ 2 mins
Budgeting
Avoid expenses you don’t really need
⏱️ 3 mins
Budgeting
The 50/30/20 rule explained simply
⏱️ 2 mins
Saving Tips
⏱️ 4 mins
Build an emergency fund from scratch
First salary
Negotiating your first job offer
⏱️ 4 mins
Flowi is operated under license by regulated financial partners. Your deposits are protected up to applicable limits.